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Apply for a loan

To apply online

  • Complete the application form below
  • Upload your business plan
  • Upload your Memorandum and Articles of Association

Please note it is essential to include your Memorandum & Articles of Association / Rules because we only make loans to democratically owned and controlled organisations. 

Read more about eligibility >>Term, size, rates, fees & security >>


Your business plan should include

  • A full description of proposed activities
  • Membership, constitution and management structure
  • Two years’ projections of profit and loss accounts, balance sheets and cash flows
  • Overall finance requirements and any other proposed sources of finance
  • Audited/annual accounts for three years for established businesses
  • The business appraisal is undertaken by ourselves. This includes a visit to the business to meet the people involved and a detailed discussion of plans before a decision is taken.

Applying for a loan from us is easy. Fill in the form below or download a PDF application form and email it to

Loan Application Form
Please label all files appropriately. If you are uploading a document that has been scanned, please ensure that all pages are combined. We recommend that you save the document as a 'Reduced Size PDF' (this can be done in the standard version of Adobe Acrobat).
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The information you provide in this form will be used solely for dealing with you in regard to your loan application to Co-operative & Community Finance (CCF). CCF has a Data Privacy Policy which can be found in our Data Privacy Statement. Your data will be stored and used in accordance with this Policy.