Building a co-operative future.
Supportive loan finance to help people take control of their economic lives and create social benefit.
Co-operative & Community Finance has been a supportive lender and loan management specialist for over 50 years.
We exclusively serve the co-operative, democratic and community business sectors supporting hundreds of businesses, from small community-led enterprises to large award-winning organisations. Our rates are competitive and we donโt require personal guarantees.
Borrowing from us
We lend to organisations that are owned and democratically controlled by their members, who are usually either employees, customers or members of a community.
Loans from ยฃ10,000 to ยฃ75,000 are readily available, and we are able to lend up to ยฃ150,000 using other funds. We do not require personal guarantees. We manage a range of loan funds throughout the UK, and currently have around ยฃ4m available to lend. Our staff will be glad to advise on the availability of specific funds and the most suitable forms of finance for your business.
Our services
Weโve been successfully managing funds and making loans in a specialist market for over 50 years and we are the oldest community development finance institution (CDFI) in the UK.

Featured News

Reflecting on Our Away Day โ Strengthening Our Commitment to EDI and the Co-operative Movement
At Co-operative and Community Finance, our annual Away Day is a valuable opportunity to reflect, collaborate, and strengthen our commitment to supporting the co-operative movement and advancing equity, diversity, and inclusion (EDI) within our organisation. This yearโs event focused on reinforcing our core values, identifying what drives success within our team, and recognising areas that [โฆ]