Our Community Share Offer for 2026 is now open.
We are aiming to raise £500,000 by 31st May 2026.
This is your opportunity to invest in building a better future and an invitation to help others to help themselves. Not by giving and forgetting, but investing in neighbourhood regeneration through viable community businesses – allowing your money to work for change in communities across the country.
We are actively seeking investment in ICOF Community Capital Limited (ICC) via our Ethex investment profile. This fund supports communities to take control of their local assets such as community pubs, shops and other facilities. To find out more about investing you can download our share offer document.
This share offer also benefits from CITR, enabling eligible investors to claim 25% income tax relief over five years, significantly enhancing the overall value of investments.
Invest in ICC today and help us make a positive change for workers, communities and the environment.
ICC is a loan fund supporting the growing number of UK communities taking control and delivering local solutions to meet local needs, for example:
- saving their local pub or shop
- re-opening the local swimming baths
- creating employment for people with disabilities
- providing affordable housing solutions
Through us, you will be investing in successful businesses that trade profitably to meet the needs and aspirations of their workforce, the communities they serve and society as a whole.
As an investor
- we will keep you informed of the good things your money is doing
- provide you with annual audited report and accounts
- give you the right to have a say in the running of the society, by becoming a board member
- and pay you dividends if possible
Potential investors may also be interested in these additional documents:
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We aim to raise £500,000 by 31 May 2026
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Supporting co-ops and community enterprises
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Enabling vital neighbourhood regeneration, access to services and jobs
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Allowing your money to work for change across Britain.
As a Registered Society under the Co-operatives and Community Benefit Societies Act 2014, ICC is registered with the Financial Conduct Authority (FCA). However, this share offer itself is not regulated by the FCA. As this offer is unregulated, there is a risk that you could lose some or all of your investment. You have no right to compensation from the Financial Services Compensation Scheme, nor any right of complaint to the Financial Ombudsman Service. Please refer to the Share Offer Document for further details.
Ask us to manage a loan fund on your behalf
Asking us to manage a loan fund on your behalf isn’t really investing but it can benefit you and us and some of the enterprises we aim to support. Because of our expertise and experience in specialist lending we can minimise losses and maximise returns (both social and financial) on funds we manage. In some cases we will match a loan from a fund we manage with another loan directly from our own funds. This doubles the support to the borrower, halves the risk to the lenders and reduces the cost to the fund.
Donate large funds for a specific purpose
Occasionally we have accepted large donations to be used exclusively for lending for a specific purpose, for example to support social enterprise in a particular locality or region. This has sometimes happened as a result of changes in regional or local enterprise support strategies. We are happy to accept funds designed to support defined geographic areas, specific industry sectors or types of enterprise. If you would like to discuss such a donation in confidence please contact us on info@coopfinance.coop or 0800 464 7262.