Supportive loan finance to help people take control of their economic lives and create social benefit.
We exclusively serve the co-operative and social enterprise sector.
Over the last 40 years we’ve supported hundreds of businesses, from small community-led enterprises to large award-winning organisations. All of our funds are democratically owned and controlled by our members. We lend to those that practice the principles of co-operation, social ownership and sustainable development. Our rates are competitive and we don’t require personal guarantees.more about borrowing from us >>
The residents of Caverswall, near Stoke on Trent, flocked to the Auctioneers Arms on 19 May 2018 to celebrate the reopening of their local pub, affectionately named The Knocks. The glorious day started with a speech from the town crier of Leek, Bill Lomas, before the bar was officially opened. This marked the end of […]
The world’s first circus performance is thought to have taken place in London in 1768. Today, in this 250th anniversary year, one of the champions of the transformative power of circus is an extraordinary social enterprise based in a former mining village in south Wales. Operating from the old church hall in Gwaun Cae Gurwen, […]
The people of Ash, near Sandwich in Kent, have succeed in buying the 500-year old Chequer Inn that has been closed for four years. The pub had previously been bought by a developer but the villagers blocked the planning application and persuaded the local authority to make the pub and Asset of Community Value. They […]
News & Views
Long standing director and trustee Jo White stood down at the Annual General Meetings held on 26 June 2018. Jo had been on the board of the various companies and societies involved in the ICOF family of businesses for 15 years and she had been chair since 2011. She had combined this exacting voluntary position […]
‘Thank you for being there, we couldn’t have done this without you” is how one co-op described their experience of borrowing from us. An impressive 85% of our borrowers say Co-operative & Community Finance would be their first choice for another loan, if they needed one. This was one of the most striking results of […]
The BBC has asked if any of our borrowers would be like to be featured in a series about the ethical finance. It would be good publicity for the co-op featured, for us, and for the co-op movement generally. If you are interested you need to respond quickly. Filming has already started and will continue […]