Supportive loan finance to help people take control of their economic lives and create social benefit.
We exclusively serve the co-operative and social enterprise sector.
Over the last 40 years we’ve supported hundreds of businesses, from small community-led enterprises to large award-winning organisations. All of our funds are democratically owned and controlled by our members. We lend to those that practice the principles of co-operation, social ownership and sustainable development. Our rates are competitive and we don’t require personal guarantees.
more about borrowing from us >>
Recent lending
Another co-op pub opens
A charming 200-year-old red brick building on a village green in rural Kent has become the latest co-operative pub in England. From today (22 June 2017) The Harrow in Stockbury near Sittingbourne belongs to the community benefit society of nearly 150 members that has bought the pub from the brewery. The people of Stockbury moved […]
Refurbishing community-run leisure centres
Co-operative & Community Finance is working with other funders to finance refurbishment at two community-managed leisure centres in Kent. Sencio Community Leisure is a community benefit society set up in 2003 to run three leisure centres and a golf course on behalf of Sevenoaks District Council. The transfer from local authority control has allowed access […]
The Cow That Changed Its Spots
A village pub in Derbyshire has re-opened after two years of closure, with new facilities and new owners – the local community. The Spotted Cow is now owned by a community benefit society with 225 members from the village of Holbrook and the surrounding area. They raised over £170,000 to finance the purchase, and Co-operative […]
News & Views
A year of co-op success
On Friday 30 June come along to our presentation of our three campaign focuses this year, and be a part of our AGM at Co-operatives Congress 2017!
Just Growth keeps growing
Just two weeks after winning the Citi Microentrepreneurship Award for Effective Partnership in recognition of its work with the Just Growth Fund, Co-operative & Community Finance has released another loan under this innovative programme for community-based food and farming projects. Sacred Earth, a community land project that is reclaiming and nurturing a 40-acre site of […]
We are an Access Point
We are helping to roll out a major initiative to support charities and social enterprises to access the investment they need to grow and diversify their income streams. Co-operative & Community Finance is one of just 10 organisations in England to be approved as an Access Point for the two-year, £4m Reach Fund which will […]