Supportive loan finance to help people take control of their economic lives and create social benefit.
We exclusively serve the co-operative and social enterprise sector.
Over the last 40 years we’ve supported hundreds of businesses, from small community-led enterprises to large award-winning organisations. All of our funds are democratically owned and controlled by our members. We lend to those that practice the principles of co-operation, social ownership and sustainable development. Our rates are competitive and we don’t require personal guarantees.more about borrowing from us >>
Scotland’s only employee-owned foundry is preparing for a growth in sales after a difficult first year. A loan from Co-operative & Community Finance is easing the pressure on cash flow as the business returns to profitability. Specialised Castings in Denny, near Falkirk, is one of just two iron foundries left in central Scotland, which was […]
A timely loan from Co-operative & Community Finance has helped to secure the future of the most southerly and westerly housing co-operative in England. On 29 September 2016 Spiral Collective Housing Co-operative became the owner of the Cottage and associated land and buildings on the picturesque Pendennis Headland in Falmouth, Cornwall. Spiral Collective had occupied […]
The UK’s leading supplier of personalised school uniform, which is employee-owned, is investing in new IT and preparing for growth with the help of loans from Co-operative & Community Finance and the Co-operative Loan Fund. Sheffield-based School Trends supplies 6,000 schools and well over 1 million school children throughout the UK with personalised school uniforms. […]
News & Views
Just two weeks after winning the Citi Microentrepreneurship Award for Effective Partnership in recognition of its work with the Just Growth Fund, Co-operative & Community Finance has released another loan under this innovative programme for community-based food and farming projects. Sacred Earth, a community land project that is reclaiming and nurturing a 40-acre site of […]
We are helping to roll out a major initiative to support charities and social enterprises to access the investment they need to grow and diversify their income streams. Co-operative & Community Finance is one of just 10 organisations in England to be approved as an Access Point for the two-year, £4m Reach Fund which will […]
For the second time Co-operative & Community Finance has won an award at the Responsible Finance conference. On 28 March 2017, it won the Citi Microentrepreneurship Award for Effective Partnership for its work with the Just Growth Fund. The Just Growth Fund launch in 2015 focuses on supporting businesses in community food and farming work. […]