Supportive loan finance to help people take control of their economic lives and create social benefit.
We exclusively serve the co-operative and social enterprise sector.
Over the last 40 years we’ve supported hundreds of businesses, from small community-led enterprises to large award-winning organisations. All of our funds are democratically owned and controlled by our members. We lend to those that practice the principles of co-operation, social ownership and sustainable development. Our rates are competitive and we don’t require personal guarantees.more about borrowing from us >>
The New Year started well for the people of Cookshill and Caverswall, neighbouring villages on the outskirts of Stoke on Trent. On 5 January their long fight to save their pub from demolition came to an end when the Auctioneers Arms was bought by Caverswall Community Society. Some 130 local people had bought shares in […]
Just one month after collecting the keys of the Cross Keys, the people of Redgrave in rural Suffolk are opening the doors of their community-owned pub for just a few hours on 23 December for pre-Christmas drinks. “It is meant to be a low-key event – an informal chance to celebrate and say thank you.” […]
A unique co-operative that is helping to reduce carbon emissions and lower household energy bills is expanding thanks to a special loan fund created by the Ecology Building Society and managed by Co-operative & Community Finance. RetrofitWorks, based in London, is a multi-stakeholder co-operative whose members include both owners/managers of housing stock such as local […]
News & Views
A major support and finance programme helping communities to take control of their local pub for the benefit of the community has been extended until March 2019, it has been announced today (23 February 2018) by Community Pubs Minister Jake Berry. More than a Pub: The Community Pub Business Support Programme was launched in March […]
Once again we are proud to be a sponsor of the Community Co-operative Awards. If you have a community-run business in your area that you feel goes above and beyond to support the community then please persuade them to enter (communityownershipawards.com). It’s free to apply and entrants get good publicity. Applications close on Friday 27 October […]
After helping many communities to raise finance we are now holding our own community share issue. We are inviting you to invest ICOF Community Capital (ICC) and help us make a positive change for workers, communities and the environment. ICC is a loan fund set up to support the growing number of UK communities taking control […]