Building a co-operative future.
Supportive loan finance to help people take control of their economic lives and create social benefit.
Co-operative & Community Finance has been a supportive lender and loan management specialist for over 50 years.
We exclusively serve the co-operative, democratic and community business sectors supporting hundreds of businesses, from small community-led enterprises to large award-winning organisations. Our rates are competitive and we don’t require personal guarantees.
Borrowing from us
We lend to organisations that are owned and democratically controlled by their members, who are usually either employees, customers or members of a community.
Loans from £10,000 to £75,000 are readily available, and we are able to lend up to £150,000 using other funds. We do not require personal guarantees. We manage a range of loan funds throughout the UK, and currently have around £4m available to lend. Our staff will be glad to advise on the availability of specific funds and the most suitable forms of finance for your business.
Our services
We’ve been successfully managing funds and making loans in a specialist market for over 50 years and we are the oldest community development finance institution (CDFI) in the UK.
Featured News
£87.5m of dormant assets funneled into social investment by UK Government
Published on the 2nd June 2025, the UK Government’s new Dormant Assets Scheme Strategy commits £87.5 million to good causes across England. ‘Dormant Assets’ are pots of money from accounts or financial products from – e.g. – abandoned bank accounts and unclaimed pensions. When all efforts to contact the owners of the funds have been […]
